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AI-based, cheap car insurance

eu

Insured by

SIGNAL IDUNA signal-iduna-logo

Reinsured by A-rated reinsurers, according to

Standard&Poors
Moodys
Fitch ratings
Hozzájárulok a Kérd ajánlatunkat gombra kattintással, hogy a Biztosító ajánlatkészítés érdekében a Belügyminisztérium közlekedési nyilvántartásából adatszolgáltatást kapjon, lekérdezze és kezelje a díjszámítás, biztosítási szerződés megkötése céljából az ahhoz szükséges személyes adataimat és a jármű műszaki adatait. Az adatkezeléssel kapcsolatos részletes tájékoztatás az Adatkezelesi tajekoztato szemelyes adatok kezelesevel oldalon található. As a natural person operator or future operator, I would like to take out compulsory motor vehicle liability insurance to cover damages caused by the vehicle. The vehicle to be insured is a passenger vehicle, normally used, I would like to conclude the contract with electronic communication and annual premium payment. Products are sold on this website without directly consulting the customer. By starting the calculation, I accept the above, the product meets my needs.

Trust & security backed by SIGNAL IDUNA

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    We are an exclusive online partner of SIGNAL IDUNA, a German insurer founded in 1907, present in Hungary since 1993

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    Your claims are paid out by SIGNAL IDUNA

In Hungary, we are proud to have SIGNAL IDUNA as our exclusive partner. In this collaboration, they take on the role of the risk carrier, which means they are responsible for all claim payouts. Their extensive expertise and resources, including their insurance license, strong balance sheet, and capital, add a solid foundation to our venture.

On the other hand, we bring our specialized knowledge and cutting-edge technical solutions to the table. With this combined effort, we aim to provide you with the best possible insurance experience, ensuring your peace of mind and financial security. Together, we strive to make insurance accessible, transparent, and reliable, setting a new standard in the industry.

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Affordability without compromise.

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    As a good driver, you're likely overpaying for your insurance

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    Basic coverage for MTPL policies (across all insurers in Hungary) is the same and prescribed by law

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    By paying more to some other insurance company, you're likely getting same product for more money

At Ominimo, we prioritize providing you with the best price for your car insurance. Our digital-first approach allows us to cut unnecessary expenses (real estate, excess staff, other administration). By doing so, we pass these cost savings directly to you, resulting in a lower premium (price). This win-win situation benefits both you and us. You receive exceptional value for your money, while we gain a competitive edge that allows us to expand and grow.

Rest assured, your safety is of utmost importance to us. We maintain the same level of security and reliability as any other insurance brand in Hungary. The difference lies in our ability to keep excess costs at bay, ensuring that you are not burdened by unnecessary expenses.

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Easy, quick, and fully digital.

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    Take out a stopwatch and see if you get a quote in less than 1 minute

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    24/7 digital customer support is available our app and customer portal

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    We try to resolve 80% of all claims within 48 hours

When you choose to buy insurance with Ominimo, the process is entirely digital and takes less than 1 minute. Just answer a few straightforward questions you already know the answers to. We've implemented process automation and data integration, which means we won't bother you with questions for information we can easily find elsewhere. This way, we make it quick and hassle-free for you to secure the insurance you need.

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Why Ominimo?

5

Question

Needed for a quote

If you already have MTPL insurance for your current car, and you would like to switch to us, we literally only need your license plate to prepare an offer for you. We will also ask for your contact details to be able to get in touch in case anything goes wrong. Forget about spending half an hour and answering 50 questions to get a car insurance quote.

30

Seconds

To get a quote

Our "buy" journey is by far the quickest and simplest in the market – try and beat the record of purchasing car insurance in less than 50 second. How is this possible? Because we respect your time and know that you'd rather spend it on something else than buying car insurance, we only ask you the questions which we cannot find answers to elsewhere.

30

Percent

Price saving

Ominimo average MTPL quote is ~30% cheaper than the market. In most cases, for our target customer segments, our quote is the cheapest in the market. Why? Because we leverage AI (machine learning) algorithms to identify pockets of good drivers who are currently overpaying for MTPL insurance and to whom we can offer much better deals.